Funding Options

A focused set of practical funding options

We keep the menu intentionally simple. Below is plain-language guidance on each option, followed by a short inquiry form to begin a measured review.

Term Loan

A funding option for businesses seeking a defined amount of capital with structured repayment.

Approximate range: roughly $20K–$1M.
Terms may extend up to about 24 months depending on approval and fit.
Often considered for expansion, equipment, repairs, inventory, payroll timing, vendor obligations, or operating pressure.

Terms depend on approval and fit. This is general information only — not an offer, rate, or guarantee.

Working Capital

Flexible funding for operating needs such as payroll, inventory, repairs, marketing, staffing, equipment, vendor payments, or seasonal pressure.

Fit is often tied to monthly business revenue and operating history.
Often suited for businesses operating about 12+ months with steady monthly revenue.
Intended to support practical, day-to-day operating needs.

Suitability is reviewed case by case. Approval is never guaranteed.

Line of Credit

A funding option that may provide access to capital as business needs arise.

May be useful for uneven cash flow, inventory timing, and vendor payments.
Often considered for short-term operating needs, planned expenses, and seasonal demand.
Can support measured growth needs as they develop.

Availability is not guaranteed and is subject to review and approval.

Elmford Capital helps business owners review business funding options. These descriptions are general information and are not an offer of credit. We do not present these as private banking, investment advisory, or fund-managed capital. This is not a commitment to lend. All funding is subject to approval.

Start a funding inquiry

Tell us a little about your business

Share a few details and we will help you review practical options with a measured, professional process. There is no obligation.